货币经济学

墨子和弟子们

（马克思的那个年代，有很多知识分子想通过“社会主义”来改变自己的国家，改变社会，在全球各地都是，在中国，最著名的是鲁迅。可以说包括马克思在内的他们有善良、正义的想法，为了社会利益放在个人利益之上，他们的人品是比很多人高的这点值得点赞。

但是方法有对、错之分，马克思的许多观点是错的，否则也不会实践了这么多年，现在全球近两百个国家当中，只剩下北朝鲜一个国家是实行马克思所要求的官营经济，其它国家都是变成了民营经济为主的经济发展模式。而且现在北朝鲜都准备经济改革，发展民营经济了。

本系列文章会分析清楚马克思的观点错误，和没有按照他要求的观点，经济改革后的中国、越南、老挝为什么经济好了起来。）

（这篇文章是说钱（货币），也就是资本本身并无善良之分（马克思认为是恶的），善恶之分在于使用者，而非钱。

几千年来的利益和道德之争，互相并不矛盾，公利是道德的，违反公利的私利是不道德的）



货币为了方便人类进行物品交换被发明，还有人认为可以看成是国家债券（欠条）。

货币和商业收入不应该跟恶划上等号

老子、孔子、海瑞、王阳明、鲁迅、蒋介石、之和雷锋都是或曾经是公务员，公务员的收入来自于纳税人，纳税人的收入从商业客户处获取，释迦牟尼及他带领的僧团的收入是别人的施舍，别人的施舍来自于商业客户处的获取。墨子自己组织弟子从事生产，生产出来的东西还是要去市场找需要的客户卖成货币，换自己不生产的东西。孟德斯鸠是法院工作人员，没客户打官司和交律师费的话他就没有收入。富兰克林经营企业，他让法国出钱出武器使得当时的美国成功独立。马克思受到商人恩格斯的资助而能生活。苏联前的俄罗斯许多名人是贵妇养着的。孙中山带着汪精卫在海外到处演讲游说华侨和洪门资助革命。之的爸爸致富了儿子才能大资金的长期资助革命。邓在法国勤工俭学读书。

古时候农民收成后交税，少数情况下政府直接收了给公务员发，但公务员自己得到市场上找需要的客户兑换成货币。其它情况下是农民在市场上找需要的客户兑换成货币。

所以货币和商业收入不应该跟恶划上等号。

什么是资本

资本（英语：Capital）是人进行生产活动的元素或要素，如有形的资金（如货币）、厂房、设备（如电脑、数控机床）、材料（如生产轮胎的塑料）等。无形的如股票、债券，甚至信誉、契约（合同）；生产者的学识、精神和健康状态（“身体是革命的本钱”）也可以归入资本的范畴。

资本，就像人们使用货币（俗称钱）以方便进行物品交换，必不可少，如果消灭钱币，人们只用自己种的菜去换手机，菜和手机只要能再次被交换出去，菜和手机也就成为了货币，网络化后的电子货币，也是货币。曾经的粮票，也是货币。人们不能因为在有的物品交换时有恶，如买到假货，而去问罪货币，问罪的应该使用的那个人，就像有人拿刀抢劫别人的钱，人们就决定把钱和刀判刑关监狱里面或者消灭刀和钱这两个东西，使得人拿刀抢劫钱这件事情彻底不发生，人们不能认为那个抢劫犯是无辜的，没有了刀和钱他就回归了类似于婴儿时期的原生态，就是美好至圣的，就不会有恶念进行别的恶的行为。

他处于人类大规模工业化（工业革命）时期，人类的生产力比已知的过往时期呈现数量级的翻倍增加，他见到人类生产活动时（与以往一样）产生的恶，他写了多种解决办法，其中有对有错。对于资本，他引用了托·约·登宁的话：“资本逃避动乱和纷争，它的本性是胆怯的。这是真的，但还不是全部真理。资本害怕没有利润或利润太少，就象自然界害怕真空一样。一旦有适当的利润，资本就胆大起来。如果有10％的利润，它就保证到处被使用；有20％的利润，它就活跃起来；有50％的利润，它就铤而走险；为了100％的利润，它就敢践踏一切人间法律；有300％的利润，它就敢犯任何罪行，甚至冒绞首的危险。如果动乱和纷争能带来利润，它就会鼓励动乱和纷争。走私和贩卖奴隶就是证明。”，他认为“资本来到世间，从头到脚，每个毛孔都滴着血和肮脏的”，也就是说认为资本是个恶的东西，类似于前面说的，怪罪于货币（钱），而不是追究人心，追究使用的人出于什么心理。​​​雇员、客户、外人在企业里面同样也会对雇主有许多私欲。[1]王阳明也说人的私欲日生：

私欲日生，如地上尘，一日不扫，便又有一层。着实用功，便见道无终穷，愈探愈深，必使精白无一毫不彻方可。[2]

货币应该被消灭吗？

关于是否应该消灭货币，……认为……恩格斯也认为“当全部资本、全部生产和全部交换都集中在人民手里的时候，私有制将自行灭亡，金钱将变成无用之物”，列宁也说“社会主义要求消灭货币的权力、资本的权力，消灭一切生产资料私有制，消灭商品经济”“货币是昨天的剥削的残余”。

地球和宇宙的资源是有限的，即使是现在的重点科研人造太阳想用水发电，用水做能源水也是有限的，而人类的人口是可以无限增长的，这样就形成了矛盾，人类的经济是可以倒退的，人类是可以遇到危机灭亡的，所以人类需要优化经济，经济不会增长到一个阀值就像电子游戏里面一样等级不会掉，游戏主角可以重开无限重生，资源的使用该省则省，无法做到每个人或生物都能顺便浪，货币的存在利于优升劣降原则，这个原则的案例以前写过不少，这里再写些：

当人们用电用水的时候，要交钱比不要交钱的人节省，这个以前在公社化的“三年困难时期”也得到验证。

如果几家人装一个电表，以前曾经如此，用电量容易比一家人装一个电表大，家里的孩子不用交费用，在使用上也是容易不太节制，对玩具喜欢买买买。富二代花钱也容易比穷二代不节省，不节省也可以使富人变穷。

医疗服务上面，要交钱的人比不要交钱的人注意健康，美国人看牙医很贵，美国人对牙齿的护理意识应该是全球最高的，美国人老年掉牙齿率低过其他国家一截。注意这里并不是说支持交不起钱看病的人就应该不给予医疗服务，这个是另外的话题。

中国的医院要交钱，病人生病了，比欧美许多免费的医院入院等待时间要短，那些国家的免费医院往往只要不是人马上要死，都要长时间等待，书籍或网上有大量的这种案例。

货币的调节作用

货币还有调整资源合理利用的功能，如人乘坐的交通工具，乘私人飞机、坐一般的飞机、高铁、普通列车、私人游艇、一般的船、雇司机的私人汽车、自驾的私人汽车、出租车、网络出租车、网络专车、网络拼车、公共汽车、私人单车、共享单车、平衡车和走路，花费的时间、舒适度和消耗的资源不一样，没有货币的话，按什么标准分配人们用呢？世界上的可用资源是有限的，人类的人口是可以无限的，不可能每个人在衣食住行上都用着性能最好最能消耗资源的产品，至今我们也没有低成本的太空开发技术。

欧、美人多用洗衣液洗衣服，洗衣液没洗衣粉伤衣服，但是成本更高。所以中国人为了省成本，多数用洗衣粉洗衣服。如果拿东西不要钱，多很多人都拿洗衣液。

用电、用水也是这样，我们不可能每个区域装个摄像头，专门坐着个人去看有没有多用电、水。

成本上升，损伤了经济、束缚了经济，而不是发展了经济、解放了经济。

义利之辨

中国古代或者说全球长期都有“义利之辨”，如汉朝桑弘羊的盐铁会议，是道德和“物质利益”的争辩，没能好好的把两者融合在一起（孔子的嫡孙子思提出过一个词叫“天人合一”）。

耶稣说：

有钱财的人进神的国是何等的难哪！骆驼穿过针的眼比财主进神的国还容易呢！[2]

人的生命不在乎家道丰富。[1]

伊斯兰教创始人穆罕默德要求：

放高利贷的人们，像被恶魔摔倒爬起来一般，疯狂地站起来，这是因为他们扬言：“经商和放利一模一样。”但，安拉许可经商，而禁止放利。（《古兰经》/2章/275）[3][4]。

……放弃那剩余的利息，如果你们信道的话。倘若你们不实行，安拉和使者便向你们宣战。（2章/278）

财产和后嗣是今世生活的装饰。（18章/46）

安拉曾经把都市人们所有的归给使者的而后归给安拉、使者、近亲、孤儿、穷人、旅客，以便财产不致成为你们富翁中流通之物。（59章/7）

信道的人们啊！你们莫教你们的财产与儿女，耽误住你们记念安拉，谁这样作。谁便是折本的人。（63章/9）

假发人有两山谷的黄金，那么他非寻找第三个不可。

每一个民族都有一种考验，我的民族的考验便是金钱。

天主教红衣主教单国玺说：

我是个出家人，跟圣严法师一样，没有自己的财产，我最宝贵的财产，就是我的信仰。[5]

佛教创始人释迦牟尼说：

至于如来（我），已证得无上正觉，不再需要钱财与法财。[6]

受道法者，去世资财，（向世俗的人）乞求取足。[7]

道教创始人之一的张道陵说：

不劳精思求财以养身。[8]

丘处机说：

出家学道之人，恶衣恶食，不积货财，恐害身损福故也。[9]

孔子说：

君子喻于义，小人喻于利。[10]

放于利而行，多怨。[10]

《孟子》第一行就记载的是：

孟子见梁惠王。王曰：“叟（白话：老人，证明当时孟子已经年长，思想经过时间沉淀）不远千里而来，亦将有以利吾国乎？”，孟子对曰：“王何必曰利？亦（白话：只）有仁义而已矣。……（后面说的是各人争夺利益导致的坏处）”。

抖音最近一个国学流浪者的视频也引起热议。[11]

利在墨子那有所不同：

仁之事者，必务求兴天下之利，除天下之害，将以为法乎天下，利人乎即为，不利人乎即止。……不中万民之利。[12]

墨子

董仲舒说：

天之生人也，使人生义与利。利以养其体，义以养其心。心不得义不能乐，体不得利不能安。[13]

林则徐的范围则小至国家：

苟利国家生死以，岂因祸福避趋之？[14]

好利亦是王阳明心学所要除去的三大私欲[15]之一，但是好公利是好的，好私利是不好的，就像全球经济发展是好的可以称为好公利，王阳明平匪患和不肯主动行贿是维护公利。虽说王阳明说了商人与其它人没什么不同，没有低人一等[16]，但是没有进一步把公利和私利分清楚和说清楚。

利要公利，义也是要公义，否则义就是江湖义气或黑社会的私义了。我们也不能因噎废食，因为利有人用坏就不用利，就像我们不会因为有坏人靠吃饭活着就要求不吃饭，不会因为有坏人用网络骗人就要求不上网来解决一样。

道德高的人也会趋利避害，也需要趋利避害，权衡利弊，比如孟子要从中国去印度，人会向西走，而不会向东走环绕地球一圈到印度，因为向西走路程短、花费少、风险小更有利。又如人类跨越了原始社会以后，自然界的植物能免费吃但大部分毒性高，所以没几个人日常吃这些植物，吃的是人类自己经过甄别筛选花了成本种出来或搜出来的植物，因为这样吃更有利。天上下雨了，下冰雹了，刮台风了，人们就会避免出门，因为这样更有利，都是在趋利避害。

中国古代即使是“盛世”，相比现代，平民的平均生活水平也很低[17]。欧洲文艺复兴时的那些知名艺术家多是精打细算的商人[18]，古代欧洲贵族有供养艺术家的传统，19世纪时欧洲许多知名艺术家是靠贵妇供养来维持生计的[19]，中俄（腿烦）帝制的起义有大量海外筹钱事项，润之的爸爸很有钱，家里一直资助（歌名），美国和以色列的建国也是海外筹到的最关键的钱。

钱能帮助弱势群体，投资家巴菲特是富人，“除了睡眠外，巴菲特的时间几乎都花在在经营事业上面。”，他生活节俭[20]，多次进行义捐，从2000年起每年慈善拍卖与他共进午餐的机会，2008年为赵丹阳的211万美元。2011年为基金经理韦施勒的263万美元。巴菲特还承诺去世后捐出99%的财富，他的朋友微软创始人比尔盖茨也选择退休去后捐出个人所有的580亿美元资产。江苏黄埔再生资源利用公司董事长陈光标、爱国者公司冯军、演员周润发、台湾长荣集团总裁张荣发、润泰集团总裁尹衍梁、鸿海董事长郭台铭、硅统创办人杜俊元、王品集团董事长戴胜益也宣布去世后捐出绝大部分财产。[21]

巴菲特和总统奥巴马

人类因为经济发展，生活质量和平均寿命得到大幅增长，眼镜、电力、电风扇、喇叭、无线电收音机、远航轮船、汽车、火车、地铁、飞机、载人火箭、电脑、大部分读者正在使用的手机、电子书和互联网都是经济发展的现代产物。

太阳是太阳系里唯一相对恒定的自己会发光的星球，地球因为太阳的存在，大量中、高级生物得以发展出来，但是太阳和地球的寿命都是有限的，经济还要发展到人类有足够的能力携带着其它生物一起逃离太阳系。

恐龙曾经长期统治地球，但是现在除了演化成鸟的，其它都灭绝了，科学家估计的原因是地球被陨石攻击过所导致，人类经济发达，才能观测和制造改变大型陨石运动方向的武器。我们不要以为现在的核武器很厉害，核武器虽然能毁灭人类，但是毁灭不了地球，毁灭人类的核武器只够给地球表面翻土。

“流浪大师”沈巍

[22]

来源及释义：

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1. 《圣经》/路加福音12:15。 ↩ ↩
2. 《圣经》/马加福音18:24。《圣经》是犹太教和基督教最根本和最高的书。 ↩ ↩
3. 《古兰经》，它是伊斯兰教的圣书。 ↩
4. 《谁弄脏了高利贷》菁城子，罗辑思维，2014年。有对高利贷合理性的解释。 ↩
5. 单国玺《真正的自由》。 ↩
6. 汉译《杂阿含》/第一八经、英译巴利圣典Samyutta-22:2。 ↩
7. 《佛说四十二章经》/本经第三章：
   “剃除须发，而为沙门。受道法者，去世资财，乞求取足。日中一食，树下一宿，慎勿再矣！使人愚蔽者，爱与欲也。” ↩
8. 张道陵《老子想尔注》。 ↩
9. 元·耶律楚材《玄风庆会录》，其记录了丘处机和成吉思汗的交流。 ↩
10. 《论语》/里仁。 ↩ ↩
11. 《流浪国学大师-满腹经纶的流浪者》窟眩视频，B站，3月7日。 ↩
12. 《墨子》/非乐。 ↩
13. 《春秋繁露》/身之养莫重于义。
    另《春秋繁露》/对胶西王 说：
    〔仲舒对曰〕夫仁人者，正其道不谋其利，修其理不计其功。
    《汉书》/董仲舒传 又说：
    夫仁人者，正其谊不谋其利，明其道不计其功。是以仲尼之门，五尺之童，羞称五伯，为其先诈力而后仁谊也。苟为诈而已，故不足称于大君子之门也。 ↩
14. 出自林则徐《赴戍登程口占示家人》：
    “力微任重久神疲，再竭衰庸定不支。
    苟利国家生死以，岂因祸福避趋之？
    谪居正是君恩厚，养拙刚于戍卒宜。
    戏与山妻谈故事，试吟断送老头皮。” ↩
15. 《传习录》王阳明：
    “须是平日好（设）、好利、好名等项一应私心扫除荡涤，无复纤毫留滞，而此心全体廓然，纯是天理……” ↩
16. 《王阳明论商人》认知圣经，2018年。 ↩
17. 《文景之治：只在知识分子梦中的“轻徭薄赋”》刘三解，约2018年9月25日；
    《所谓的“贞观之治”，也只是（额）不死罢了》谌旭彬，腾讯网《短史记》，2018年12月21日；
    《《妖猫传》中的“开元盛世”，根本不存在》谌旭彬，腾讯网《短史记》，2018年12月27日；
    《“康乾盛世”这个词，究竟是谁造出来的？》谌旭彬，腾讯网《短史记》，2018年9月28日。 ↩
18. 罗振宇《鄙视链是怎样炼成的？》，《罗辑思维》/第160期/28:32。 ↩
19. 高晓松《莽莽俄罗斯》，晓说/2014年5月30日 期/约6:25 ↩
20. 《巴菲特简朴生活：永远不吃超过3.17美元的早餐》cnbeta网站，2017年2月3日。 ↩
21. 《台富豪"裸捐"做公益:杜俊元开风气 郭台铭做表率》人民网 转 中国新闻网，2012年2月8日。 ↩
22. 图片来源腾讯微信。 ↩

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(translation)

Monetary economics

(This article is about money (money), that is, capital itself has no good points (Marx believes to be evil), and the difference between good and evil lies in users, not money.）

Currency was invented in order to facilitate the exchange of goods by humans, and some people think that it can be regarded as a national bond (debt).

Money and business income should not be equal to evil

Laozi, Confucius, Hai Rui, Wang Yangming, Lu Xun, Jiang Jieshi, Zhi and Lei Feng were or used to be civil servants. The income of civil servants comes from taxpayers. The income of taxpayers is obtained from commercial customers. Shakyamuni and his monk The income of the group is the charity of others, and the charity of others comes from the acquisition of commercial customers. Mo Zi organized his disciples to engage in production, and the things he produced still had to go to the market to find the customers he needed and sell them for money, in exchange for things he did not produce. Montesquieu is a court clerk, and he has no income without a client ’s lawsuit or legal fees. Franklin runs a business. He made France pay for arms and made the United States successful at that time. Marx was able to live with the support of businessman Engels. Many celebrities in Russia before the Soviet Union were raised by noble ladies. Sun Yat-sen took Wang Jingwei to speak overseas to lobby overseas Chinese and Hongmen to fund the revolution. His father became rich and his son could only finance the revolution for a long time. Deng studied hard work in France. The

In ancient times, farmers paid taxes after harvesting. In a few cases, the government directly collected payments to civil servants, but civil servants themselves obtained the customers they needed in the market and exchanged them for currency. In other cases, farmers find the customers they need in the market and exchange them for currency. The

So money and business income should not be equal to evil.

What is capital

Capital (English: Capital) is the element or element in which people carry out production activities, such as tangible funds (such as currency), factories, equipment (such as computers, CNC machine tools), materials (such as plastics for tires), etc. Intangibles such as stocks, bonds, and even credit, contracts (contracts); the knowledge, spirit, and health of producers ("the body is the capital of revolution") can also be classified as capital.

Capital, just like people use currency (commonly known as money) to facilitate the exchange of goods, is essential. If the coins are eliminated, people only use their own dishes to change their phones. As long as the dishes and mobile phones can be exchanged again, the dishes and mobile phones are also It has become a currency, and the electronic currency after the network is also a currency. Former food stamps were also currency. People ca n’t ask for money because of the evil in the exchange of some items, such as buying fakes. The person who should use the crime is like someone who uses a knife to rob someone ’s money. People decide to sentence the money and knife to prison. The two things in the prison or the elimination of the knife and the money make it impossible for people to take the knife to rob the money. People cannot think that the robber is innocent. Without the knife and the money, he will return to the original similar to the infancy. Ecology is the most holy, and there will be no evil thoughts for other evil behaviors.

He was in the period of large-scale industrialization (industrial revolution) of mankind, and human productivity increased by orders of magnitude more than the known past period. When he saw the evils produced by human production activities (as before), he wrote a variety of solutions Ways, there are right and wrong. With regard to capital, he quoted Toyo Dunning as saying: "Capital escapes turmoil and disputes, its nature is timid. This is true, but it is not the whole truth. Capital is afraid of no profit or too little profit, just like Nature is afraid of a vacuum. Once there is a proper profit, capital is bold. If there is a 10% profit, it is guaranteed to be used everywhere; if there is a 20% profit, it will be active; if there is a 50% profit, it will be Take risks; for 100% profit, it dares to trample on all human laws; for 300% profit, it dares to commit any crime, even risking its head. If turmoil and disputes can bring profits, it will encourage turmoil Controversy. Smuggling and selling slaves is proof. "He thought that" capital came to the world, from head to toe, every pore was dripping blood and dirty ", which means that capital is a evil thing, similar to the previous That said, blame money (money) instead of investigating the hearts of the people and the psychology of the people who use them. Employees, customers, and outsiders also have many selfish desires for employers in the enterprise. [^ 2] Wang Yangming also said that people ’s selfish desires are born:

The lust is born every day, like the dust on the ground, if there is no sweeping one day, there will be another layer. With practical skills, you will see the endless doctrine of the Dao, deeper and deeper, you will make nothing more perfect. [^ 1]

Should the currency be wiped out?

Regarding whether money should be eliminated, ... think ... Engels also believes that "when all capital, all production, and all exchanges are concentrated in the hands of the people, private ownership will perish on its own, and money will become useless," Lenin said. "Socialism requires the elimination of the power of money and capital, the elimination of the private ownership of all means of production, and the elimination of the commodity economy." "Money is the remnant of yesterday's exploitation." The

The resources of the earth and the universe are limited. Even the current key scientific research man-made sun wants to use water to generate electricity, and water is used as energy. Water is also limited, and the human population can grow indefinitely, which forms a contradiction, and the human economy can Backwards, human beings can face crisis and perish, so humans need to optimize the economy, the economy will not grow to a threshold as in video games, the level will not fall, the game protagonist can reopen infinite rebirth, the use of resources in the province Then save, ca n’t make everyone or creatures can pass the waves, the existence of currency is conducive to the principle of superiority and inferiority. Many cases of this principle have been written before, here are some more:

When people use electricity and water, they have to pay less than those who do not, and this has been verified in the “three-year difficult period” of communeization. The

If several families install an electric meter, as it used to be, the electricity consumption is easily larger than that of a family. The children at home do not have to pay a fee, and it is also easy to use them sparingly. They like to buy and buy toys. It is also easier for the rich second generation to spend money than the poor second generation, and the rich can become poor without saving. The

For medical services, people who pay money pay more attention to health than people who do not pay money. Americans are very expensive to see a dentist. Americans ’awareness of dental care should be the highest in the world. Americans’ tooth loss rate in old age is lower than in other countries. . Note that this does not mean that those who cannot afford to pay for medical treatment should not be given medical services. This is another topic. The

Chinese hospitals have to pay money, and patients are ill, which is shorter than the waiting time for admission in many free hospitals in Europe and the United States. Free hospitals in those countries often have to wait for a long time as long as no one is about to die. There are a lot of such cases in books or online. .

Regulatory role of currency

Currency also has the function of adjusting the rational use of resources, such as transportation by people, taking private jets, taking ordinary planes, high-speed rail, ordinary trains, private yachts, ordinary ships, private cars with drivers, private cars by self-driving, rental Cars, Internet taxis, Internet private cars, Internet carpooling, buses, private bikes, shared bikes, balance bikes and walking, the time, comfort and resources consumed are different. If there is no currency, what standard is allocated for people to use? ? The available resources in the world are limited, and the human population can be unlimited. It is impossible for everyone to use the products with the best performance and the most resource consumption in clothing, food, housing and transportation. So far, we have no low-cost space development technology.

Europeans and Americans use laundry detergent to wash their clothes. The laundry detergent does not damage the clothes with detergent, but the cost is higher. Therefore, in order to save costs, most Chinese use washing powder to wash clothes. If you do n’t need money for things, many people take laundry detergent.

The same is true for electricity and water. We ca n’t install a camera in each area to sit alone and see if there is too much electricity or water.

Rising costs have damaged the economy and constrained it, rather than developing it and liberating it.

义 利 议

In ancient China or the whole world, there has been a long-term "discrimination of justice and benefit". For example, the Sang Hongyang Salt and Iron Conference in the Han Dynasty was a debate between morality and "material interests." Si proposed a word called "Heaven-Man Unity").

Jesus said:

How difficult it is for rich people to enter the kingdom of God! The camel's eye through the needle is easier than the rich man entering the kingdom of God! [^ 1]

Human life does not care about rich family. [^ 2]

Muhammad, the founder of Islam, asked:

People who have loan sharks, like falling down and climbing up like demons, stand up frantically, because they threaten to say: "Doing business is exactly the same as letting money." However, Allah permits doing business and prohibits letting money. ("Quran" / 2 chapters / 275) [^ 16] [^ 3].

... Give up the remaining interest, if you channel. If you do not practice, Allah and the angel will declare war on you. (2 chapters / 278)

Property and heirs are the decoration of this life. (18 chapters / 46)

Allah once gave all the people of the city to the messenger and then to Allah, the messenger, close relatives, orphans, poor people, travelers, so that the property will not become the circulation of your rich. (Chapter 59/7)

Channel people! You must not teach your property and children, and delay you in remembering Allah, who will do so. Who is the one who has the discount. (Chapter 63/9)

The wig has two valleys of gold, so he must look for the third.

Every nationality has a test, the test of my nationality is money.

The Catholic Cardinal Shan Guoxi said:

I am a monk. Like Master Majesty, I have no property of mine. My most valuable asset is my faith. [^ 23]

Buddhist founder Sakyamuni said:

As for Rulai (I), it has been proved to be supremely right, and no longer needs money and legal wealth. [^ 4]

Those who have received the law, passed away for wealth, (begging for secular people) begging for enough. [^ 17]

Zhang Daoling, one of the founders of Taoism, said:

Work hard and seek wealth to keep fit. [^ 15]

Qiu Chuji said:

A monk who learns from Taoism, eats evil clothes, does not accumulate goods, and fears that he will harm his body. [^ 26]

Confucius said:

A gentleman is good at justice, a villain is good at profit. [^ 5]

Being profitable and complaining. [^ 5]

The first line of "Mencius" records:

Mencius meets King Liang Hui. Wang Yue said: "Sao (Vernacular: old man, proves that Mencius was old at that time, and his thoughts have been precipitated over time). It will not be far from thousands of miles, will there be benefit to our country?", Mencius said to him, "Why should Wang benefit? (Vernacular: only) Benevolence and righteousness are enough .... (The disadvantages caused by the struggle for benefits are mentioned later). "

Douyin's recent video of a Chinese scholar wanderer also caused heated discussion. [^ 50]

The benefits are different in Mozi:

Those who are benevolent must seek to reap the benefits of the world. In addition to the harm of the world, they will think that the law is like the world, the benefit is what it is, and the disadvantaged is what it is. ... not to the benefit of all people. [^ 6]

Dong Zhongshu said:

The birth of heaven also makes life righteous and profitable. Benefit to support its body, righteousness to support its heart. The heart can't be right or happy, and the body can't be good or restless. [^ 7]

Lin Zexu's scope is as small as the country:

Gou Li's life and death in the country, how can it be avoided because of misfortune? [^ 8]

Good interest is also one of the three major selfish desires that Wang Yangming wants to remove [^ 9], but good public interest is good, good private interest is not good, just like global economic development is good, it can be called good public interest, Wang Yang Mingping Banditry and unwillingness to take bribes is to safeguard public interest. Although Wang Yangming said that businessmen are no different from other people, there is no inferiority [^ 10], but there is no further distinction between public and private interests.

! [] (http://upload-images.jianshu.io/upload_images/13794203-b255f294014175cf?imageMogr2/auto-orient/strip%7CimageView2/2/w/1240)

To benefit publicly, righteousness also requires righteousness, otherwise righteousness is the self-righteousness of rivers and lakes or triads. We ca n’t waste food because of choking, because people who use bad things do n’t need to profit, just like we do n’t ask for no food because bad people live by eating, and we do n’t ask no Internet because of bad people cheating on the Internet.

People with high morality will also seek advantages and avoid disadvantages, and also need to seek advantages and avoid disadvantages, weighing the pros and cons, for example, Mencius will go to India from China, people will go west, but will not go east to circle the earth to India, because It is more advantageous to walk west, with less cost and less risk. Another example is that after humans have crossed the primitive society, natural plants can be eaten for free, but most of them are highly toxic, so few people eat these plants every day. They eat plants that have been planted or searched by humans after screening and screening, because This is more beneficial to eat. It's raining, hail, and typhoon, people will avoid going out, because it's more beneficial, it is to seek benefits and avoid harm.

In ancient China, even in the "prosperous age", compared with modern times, the average living standard of civilians is also very low [^ 24]. During the European Renaissance, those well-known artists were mostly budget-minded businessmen [^ 11]. Ancient European nobles had a tradition of supporting artists. In the 19th century, many well-known European artists depended on noble women to support their livelihoods [^ 55], China and Russia The uprising to overthrow the monarchy had a lot of money raised overseas. Mao ’s father was rich and his family had always funded the revolution. The founding of the United States and Israel was also the most critical money raised overseas.

Money can help the disadvantaged. The investor Buffett is a rich person. "Besides sleeping, Buffett's time is almost spent on running his business.", He lived frugally [^ 12], and made many donations from 2000 The opportunity to have lunch with him every year at the charity auction since the beginning of 2008 was  58 billion in assets after retirement. Chairman of Jiangsu Huangpu Renewable Resources Utilization Company Chen Guanguo, Patriot Company Feng Jun, actor Zhou Runfa, Taiwan Evergreen Group President Zhang Rongfa, Runtai Group President Yin Yanliang, Hon Hai Chairman Guo Taiming, Silicon Founder Du Junyuan, Wang Pin Group Chairman Dai Shengyi It was also announced that most of the property was donated after his death. [^ 13]

! [Buffett and President Obama] (http://upload-images.jianshu.io/upload_images/13794203-032139314ea65ca9?imageMogr2/auto-orient/strip%7CimageView2/2/w/1240)

Because of economic development, the quality of life and average life expectancy of human beings have increased significantly. Glasses, electricity, electric fans, speakers, radios, voyage ships, cars, trains, subways, airplanes, manned rockets, computers, and mobile phones that most readers are using , E-books and the Internet are all modern products of economic development.

The sun is the only relatively constant planet in the solar system that can emit light. Because of the existence of the sun, a large number of middle and advanced organisms have been developed, but the life span of the sun and the earth is limited, and the economy must be developed to have sufficient capacity for humans. Fleeing the solar system with other creatures.

Dinosaurs once ruled the earth for a long time, but now they are all extinct except those that have evolved into birds. Scientists estimate that the reason is that the earth has been attacked by meteorites. The development of the human economy can only observe and manufacture weapons that change the direction of the movement of large meteorites. We should not think that nuclear weapons are very powerful now. Although nuclear weapons can destroy human beings, they cannot destroy the earth. The nuclear weapons that destroy humanity can only cover the earth ’s surface.

! ["Wandering Master" Shen Wei] (http://upload-images.jianshu.io/upload_images/13794203-8a8afa77dde01cbf.jpg?imageMogr2/auto-orient/strip%7CimageView2/2/w/1080/q/50) [^ 73]

Source and interpretation:
[^ 1]: "Bible" / Macca 18:24. The Bible is the most fundamental and highest book of Judaism and Christianity.
[^ 2]: The Bible / Luke 12:15.
[^ 3]: "[Who Contaminated Usury] (https://m.igetget.com/share/course/article/article_id/63861)" Jing Chengzi, Luo Jiwei, 2014. There is an explanation for the rationality of usury.
[^ 4]: Chinese translation of "Miscellaneous Ahan" / The Eighth Scripture, English translation of Pali Scripture Samyutta-22: 2.
[^ 5]: "The Analects" / Li Ren.
[^ 6]: "Mozi" / Feile.
[^ 7]: "Chun Qiu Fan Lu" / the body should not be more important than righteousness.
Another "Chun Qiu Fan Lu" / to King Jiaoxi said:
[Zhong Shu's right] Husbands and benevolences, who do not seek their benefits in the right way, do not count their merits in practicing their principles.
"Hanshu" / Dong Zhongshu Chuan also said:
Those who are in good faith do not benefit from their friendship, and their merits are not counted. It is the gate of Zhong Ni, the child of five feet, shamefully called Wu Bo, who is the first to defraud and then to be kind. Gou is just a fraud, so it is not enough to be called the door of a great gentleman.
[^ 8]: From Lin Zexu's "Go to the Dengchengkou Zhanshi Family":
"Liwei has long been exhausted, and then exhaustion will never end.
Gou Li country life and death, how to avoid the trend of misfortune?
Exile is just like Jun Enhou, who is just as good as servant.
The drama talks with the wife of Yamayama and tries to ruin the old man. "
[^ 9]: Wang Yangming of the Biography:
"It must be a good day (set), good profit, good name, etc. should be selfishly cleaned up, no complex fiber stays, and this whole heart is pure, pure heaven ..."
[^ 10]: "[Wang Yangming on Businessmen] (https://www.jianshu.com/p/b2f46f48235b)" Cognitive Bible, 2018.
[^ 11]: Luo Zhenyu "[How do I despise the chain? ] (https://m.igetget.com/share/course/article/article_id/63929) "," Luo Ji Thinking "/ Issue 160/28: 32.
[^ 12]: "[Buffett ’s Simple Life: Never Eat Breakfast Over US $ 3.17] (https://3g.163.com/digi/article/CCBLB61C001687H3.html#adaptation=pc)" cnbeta website, 2017 2 On the 3rd.
[^ 13]: "[Taiwan ’s" naked donation "as a charity: Du Junyuan's ethos Guo Taiming set an example] (http://tw.people.com.cn/GB/104510/17053163.html)" People's Network to China News Internet, February 8, 2012.
[^ 14]: The photo is from English Wikipedia / [Buffett] (https://en.wikipedia.org/wiki/Warren_Buffett).
[^ 15]: Zhang Daoling's "Lao Tzu Wants to Note".
[^ 16]: "Quran", it is the holy book of Islam.
[^ 17]: "Buddha Says 42 Chapters" / Chapter 3 of this book
"Shave off the hair and become a shamen. Those who receive the Dharma will die in the world and beg for enough money. Eat once in the day and spend the night in the tree. Be careful! Don't be foolish, love and desire."
[^ 23]: Shan Guoxi "True Freedom".
[^ 24]: "[Government of Wenjing: only" little money "in intellectual dreams] (https://mp.weixin.qq.com/s/2kZZtmPtTQ2S-rSDOCRBVA)" Liu Sanjie, About September 25, 2018;
"[The so-called" rule of virginity "is just hungry] (https://mp.weixin.qq.com/s/YYQR710z3eQpFGEqN4psdw)" Chen Xubin, Tencent.com "Short History", December 21, 2018 day;
"[" Kaiyuan Shengshi "in" Demon Cat Biography "does not exist at all] (https://mp.weixin.qq.com/s/p_3nQAeDocGWFNzoadQ0bg)" Chen Xubin, Tencent.com "Short History", December 2018 27th;
"Who coined the word" "Kang Qian Sheng Shi"? ] (https://mp.weixin.qq.com/s/GZXRtyYZKa91cUD9jJElPA) "Chen Xubin, Tencent's" Short History ", September 28, 2018.
[^ 26]: Yuan Yelv Chucai's "Xuan Feng Qing Hui Lu", which records the communication between Qiu Chuji and Genghis Khan.
[^ 50]: "[Master of Wandering Chinese Studies-Wanderers with Abdomen and Economics] (http://www.bilibili.com/video/av45593321?share_medium=android&share_source=weibo&bbid=05A3A022-6CD6-4863-A15F-9CA1913516F523674infoc&ts=1552025607601)" Cave dazzle video, station B, March 7.
[^ 55]: Gao Xiaosong "[Reckless Russia] (https://v.youku.com/v_show/id_XNjUzNTgyMTQw.html)", Xiao Sao / May 30, 2014 Period / About 6:25
[^ 71]: Wang Yangming et al. "Biography" / Volume One.
[^ 72]: "[Is the morality of employees higher than that of employers?" ] (https://www.jianshu.com/p/01582e952063) ", 2019.
[^ 73]: Image source [Tencent WeChat] (https://mp.weixin.qq.com/s/zJ8MUze0RB-7PbyfBbJXrA).